You decide on the land that works for you and bring that opportunity to us. We trust that you know what you’re looking for when it comes to building your operation. We are not a farmland trading company. We provide family farmers the land security and financial support to help you regenerate soils and build businesses.
Iroquois Valley was started in 2007 to provide land security to those who want to farm organically. We offer long-term leases, mortgages, and lines of credit to organic and transitioning farmers across the United States. Farmers who work with Iroquois Valley are eligible to participate in grant programs, including our own Soil Restoration Pool grant program that funds soil health and conservation projects.
We partner with farmers at all levels of the food system.
Our farmers are located in 20 states and operate on over 30,000 acres, and counting. Many of our farmers are millennials and most come from established farm families.
We are looking for farmers who want to improve their soils while growing healthy food. Iroquois Valley invests only in those who have farming experience, usually with organic production or pasture-based operations, and who have a financially viable operation. It is helpful if you have a family history of successful farm operations, but we know not all have had that opportunity. Our farmers make their own business decisions and run their own operations. We will do our best to be creative and help you through challenges.
We offer customized products based on a holistic underwriting process.
Iroquois Valley evaluates prospective investments based on a variety of quantitative and qualitative factors. We look at debt to income ratios, cash flow to debt, credit score and factors affecting the score, debt to equity, loan to value, operation history, and farming practices. We also take into account whether an applicant qualifies as “historically underserved” to participate in our Rooted in Regeneration program, which can lower interest expense for eligible borrowers.
We are actively reviewing best practices to mindfully expand our risk measurements. Our farmer relations team will guide you through our application and approval process. We continue working with you to navigate challenges, explore new opportunities, and make sure we’re meeting your needs.
Who funds Iroquois Valley?
Iroquois Valley is a public benefit corporation, which means we — and our 800+ investors — want a financial return but we want to make sure that return is consistent with our values as well. These investors provide capital for the company with the understanding that the company needs that money long-term in order to help farmers secure land. Because we are funded by investors and operate as a private lender, our rates are determined by our cost of capital.
We’d love to hear from you.
Our farmer relations team looks forward to meeting you! We’re located throughout the West, Midwest, and Southeast.
We are open-minded and value diversity when it comes to working with farmers, taking everything from operation type, conservation practices, location, farmer, business structure, and experience into account. We respect your expertise and look forward to being creative with you to design a product that meets your needs. We prioritize transparency and clarity in our communications and value fairness and consistency in our work.
Iroquois Valley provides equal opportunities to all farmer applicants without regard to race, color, religion, creed, sex, sexual orientation, gender identity, national origin, age, disability, veteran, marital, or domestic partner status. We encourage all farmers interested in working with us to reach out to start a conversation.