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ROOTED IN REGENERATION NOTES

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Since 2014, Iroquois Valley has offered promissory notes to accredited investors as a way to support organic, regenerative farmers through fixed-income securities. These investments have fueled our mission to meet farmers where they are, design flexible financing tools, and generate meaningful financial, social, and environmental returns.

Evolving to Meet Farmer Needs

Our Rooted in Regeneration Note is a natural evolution of this work. It responds to a deep need within the organic, regenerative farming community: supporting socially disadvantaged farmers—primarily Black, Indigenous, and other People of Color (BIPOC)—who have historically faced steep barriers to land ownership and financing, despite their long-standing commitment to organic and regenerative practices.

  • In 1900, BIPOC farmers made up 13.3% of all U.S. farmers; by 2017, that number had fallen to just 4.5%.
  • According to the World Wildlife Fund, Indigenous communities—while comprising less than 5% of the global population—protect 80% of the planet’s biodiversity.

We recognize that while land tenure for BIPOC farmers is not the core focus of our model, expanding access to capital for these farmers is essential to building a more just, resilient agricultural system.

 
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How the RNR Note Works

Investors in Rooted in Regeneration Notes choose to divert a portion of their return to a shared pool that provides discounted mortgage interest rates to eligible farmers.

To qualify, farmers must:

  • Pass Iroquois Valley’s due diligence process
  • Engage in conservation and regenerative practices
    Be classified as socially disadvantaged under the USDA definition (currently includes BIPOC farmers)

This is a reparative investment model—one that seeks to channel capital toward closing systemic gaps in land access and financing.

A Shared Effort

We deeply respect and acknowledge the leadership of organizations that have long focused on this work. We encourage investors seeking deeper engagement with BIPOC farmers and land justice to explore opportunities with partners such as:

Investment Details

A fixed-income investment designed to support land access for BIPOC farmers
  • Loan capital to Iroquois Valley
  • Structured to provide reparative support for BIPOC farmers
  • Your investment helps fund discounted mortgages for farmers practicing conservation-based agriculture
  • Interest paid to investors: 0.5%–3.0%
  • Interest contributed to regeneration pool: 1.0%–1.5%
  • Terms: 3, 5, or 7 years
  • Minimum investment: $25,000
  • Available to accredited investors only
  • Not typically available in brokerage accounts

Not sure if you qualify as an accredited investor? Visit the SEC website to review qualifications.

Complete our Investor Inquiry Form at the top of this page to discuss available options.

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RNR NOTES

This offering is temporarily closed as we get ready to launch our updated offering. Please email coordinator@iroquoisvalleyfarms.com to be notified when it re-opens.

➤  Inclusive, impact-driven structure
➤  Interest diverted from investor returns creates discounted mortgage rates
➤  Available in 3, 5, or 7-year terms
➤  $25,000 minimum investment
➤  0.5%–3.0% interest paid to investor
➤  1.0%–1.5% interest contributed to the Rooted in Regeneration Pool
➤  Accredited Investors Only

Complete the Investor Inquiry Form above to invest via the online portal or to speak with us about investing through an advisor or custodian.

Invest by Online Portal

  1. Review Offering (pdf)
  2. Complete the Investor Inquiry Form to receive an invitation to our investor portal
  3. Select “Investment Opportunities” to begin investment
  4. Complete and sign subscription agreement in portal
  5. Send funds via wire, ACH or check

Invest by Subscription Agreement

  1. Review Offering (pdf)
  2. Download the Subscription Agreement
  3. Complete and sign, then submit via secure upload or mail
  4. Send funds via wire, ACH or check

Invest Through Tax-Deferred Accounts (IRAs)

Both REIT Equity Shares and Rooted in Regeneration Notes can be held in tax-advantaged accounts like IRAs and 401(k)s.

Invest with an Advisor

We work with a wide network of investment advisors nationwide.

Interested in learning more? Reach out via our Investor Inquiry Form!

Investment Guide Download (pdf)
Private Placement Memorandum Download (pdf)
Subscription Agreement Download (pdf)
2024 Semi-Annual Report & Unaudited Financials Download (pdf)
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A small tree or shrub with bright green leaves grows among tall grass, bathed in sunlight. The fresh foliage indicates healthy, vibrant growth in a natural outdoor setting.
A grassy field with two large red barns in the distance under a partly cloudy blue sky, bordered by green trees along the horizon.
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Envision an Agricultural System Transformed.

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The information contained on this website is not an offer to sell or a solicitation of an offer to buy any security, insurance product or service. Any product or service discussed in this website is intended for and is only appropriate for accredited and institutional investors and other qualified purchasers as determined by current SEC regulations. The information available on this website is for informational purposes only.

(c) 2025 Iroquois Valley Farmland REIT, Public Benefit Corporation 
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